Excel PPMT Function

Financial Function ยท Intermediate Level

What is PPMT?

Calculates the principal portion of a payment for a specific period of a loan.

Syntax

=PPMT(rate, per, nper, pv, [fv], [type])

Example

Formula: =PPMT(6%/12, 1, 360, -200000)

Result: $199.10

How It Works

Calculates first month's principal on a $200,000 mortgage at 6%. Principal portion increases each month.

Learn More Excel Functions