Excel IPMT Function

Financial Function ยท Intermediate Level

What is IPMT?

Calculates the interest portion of a payment for a specific period of a loan.

Syntax

=IPMT(rate, per, nper, pv, [fv], [type])

Example

Formula: =IPMT(6%/12, 1, 360, -200000)

Result: $1,000.00

How It Works

Calculates first month's interest on a $200,000 mortgage at 6%. The first payment has the highest interest portion.

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